The 10000Hours bid, after a rollercoaster ride of two years of many ups and downs has just two days left.
Everyone will just need to decide if they are in or out.
If the numbers aren't sufficient the deal fails and we move on, we roll the dice and we take our chances with international owners who may or may not destroy the club.
That's not scaremongering, that's the reality of life as demonstrated in recent times and at various Scottish Clubs by Craig Whyte, Vladimir Romanov, Ron Dixon, Claude Anelka and Angelo Massone.
South of the border we have had the shambles at Portsmouth with foreign owners, the current meltdown with Venkys at Blackburn, the original botched takeover of Liverpool and the unhappy situation at Man Utd where the Glaziers put the club hundreds of millions into debt to buy the club.
These are all real examples of foreign ownership.
The time for talking is nearly done.
For me personally, 10000Hours might not be perfect but it can refined from the inside out by sensible St.Mirren supporters.
The debt is a necessary part of the purchase, and will be a necessary part of ANY purchase by ANYONE. Spreading that debt across hundreds of individuals who all care about the club and without incurring borrowing against any club owned assets is a sensible approach in my opinion.