Wendy Saintss

It’s this unnecessary complexity which gives some of us a living [emoji1]

The fact that salmonfuddie’s mate’s sister gets paid a UK pension while living in Canada shows that Scottish independence will work okay! [emoji23] Anyone else got a completely irrelevant reason for voting yes? I know someone who voted yes cos she doesn’t like the royal family! Wonder if she’s related to salmonfuddie? [emoji23]

Have you worked out how dates on the forum work yet? [emoji23] You’re as thick as salmonfuddie! [emoji106]

And all arriving at half time!

Replacement or not, Hamill will make his own mark.......

No mate. I understand very well the meaning of equity multiple. You then used that equity multiple to convert it into a IRR, hence your mention of 300% and 30% pa in your reply to oaky where he asked for the formula to calculate IRR. IRR certainly does involve the concept of compounding. As for your mention of "timebound calculation", I was merely using the term of 10 years which you used in both your original post and which have then used again as an example here again!

I’m actually thinking of just travelling up to watch the second half. Do you think they’d give me a discount on the ticket price?

Is your name Souness too?

C*ltic playing the sectarian bias card again with their comments I see.....

Edited my post above, its £200k per annum obviously! And jigged my formula round to make it easier!

Assuming payments are annually in advance its: payment * (1 + interest) * (((1 + interest)^term - 1) / interest) So, where the payment is £200k per annum and the term is 20 years you would get 200,000 * (1 + 5%) * ((1 + 5%) ^ 20 - 1) / 5% = £6,943,850 Alternatively, just stick into a cash flow in a spreadsheet!

If you got £3m back from a £1m investment then that would equate to a 200% return £1m * (1 + 200%) = £3m or £3m / £1m - 1 = 200% This would equate to 11.6% per annum (1 + 200%) ^ (1/10) - 1 = 11.6%

You are correct oaky (1 + 300%) ^ (1/10) - 1 = 14.87% per ammum If I were one of these institutional organisations borrowing from TPAFKA Jersey 2, I'd be a bit worried!

Investing £200k per year at 5% compound interest would give £6,943,850 after 20 years, assuming the £200k was paid in advance. It would be a bit less if paid monthly equivalent (as I assumed in my previous post)

£3,395,482

But 2 of them are injury prone - hence why they were told they could leave. Is it any surprise that they have been injured all season? And the reserve keeper hasn't even played for his new club! Whatever can be said about Stubbs' signings, he was clearly correct when he told this 4 that they could leave!

Clear troll comment. Mac and Eck have been injury prone their entire careers. Seems pretty clear that their long term injuries were predictable. Stewart hasn’t played for his new club while McShane was already being used sparingly JR anyway. To ask what they’ve done this season is to the point.

Probably not. Now you can answer mine. [emoji16]

With the benefit of hindsight, what have the 4 who were told they could leave done this season?

I’ve never attacked a woman whilst under the influence, no. Have you?

Good shout. Something I actually advocate as well. The McGinn cash would be the starting point and with £100k per annum I would actually look at a 30 year plan. Let’s forget this generation and let the future generation enjoy it. I’d make sure that the money was ringfenced...... [emoji6]

Is it? Give us the breakdown between gate receipts, corporate hospitality, sponsorship / advertising and prize money.

You could well be right re Smith being the one dropped. Another option is Hamill wide left of a midfield 5 at Pittodrie with Edwards & Macpherson both retained and Smith dropped.

Its just 1 up front, Jackson, with Hamill playing wide left and Smith behind the striker.

He could play on the left wing with one of the midfielders dropped, eg Macpherson.