Quite tediously dull. A tadge over-moderated.
No.
The biggest reason for me not using it has been the frankly ridiculous system of having to register in order to access the entire official website - unless you've done this, you can't access anything on the site, including the forum. I was registered but at some point a couple of years back something went wrong with my registration and, after losing the will to live trying to sort it out, I decided that I couldn't be arsed with it when there is (in my opinion) a far superior and far more user-friendly website right here in Black & White Army which serves my needs perfectly well. As far as I'm aware, there is absolutely nothing I could get from the official site which I cannot get via B&W Army, and there is plenty I get from B&W Army that I cannot get from the Official site.
This one - see above.