Bud the Baker Posted February 15, 2020 Report Share Posted February 15, 2020 I do (nearly all) of my banking online these days (bet that surprises @Eric Arthur Blair) but I went in today to get rid of my old coins - I was in earlyish 9:30 and was the only customer amidst 7/8 bank staff. I did my business and on the way out another customer was just getting in but still not a good ratio. I know there's been plenty closures over recent years but even so I predict a riot erm more closures. PS - Nice work if you can get it! Quote Link to comment Share on other sites More sharing options...
oaksoft Posted February 15, 2020 Report Share Posted February 15, 2020 (edited) 5 minutes ago, Bud the Baker said: I do (nearly all) of my banking online these days (bet that surprises @Eric Arthur Blair) but I went in today to get rid of my old coins - I was in earlyish 9:30 and was the only customer amidst 7/8 bank staff. I did my business and on the way out another customer was just getting in but still not a good ratio. I know there's been plenty closures over recent years but even so I predict a riot erm more closures. PS - Nice work if you can get it! It shouldn't be a surprise. The banks open after everyone has gone to work and then close before everyone gets home. Retail is the same in most towns and cities. You couldn't design a more stupid business model. Both types of business are stuck in the 1950s when women largely stayed at home and were available for shopping. Edited February 15, 2020 by oaksoft Quote Link to comment Share on other sites More sharing options...
chalky1 Posted February 15, 2020 Report Share Posted February 15, 2020 Only ever go into the bank if I need to deposit money into my account and then use the machine for a quick deposit. Never quite understood why they shut at 5ish when the majority finish at 5pm most days Quote Link to comment Share on other sites More sharing options...
St.Ricky Posted February 15, 2020 Report Share Posted February 15, 2020 3 hours ago, oaksoft said: It shouldn't be a surprise. The banks open after everyone has gone to work and then close before everyone gets home. Retail is the same in most towns and cities. You couldn't design a more stupid business model. Both types of business are stuck in the 1950s when women largely stayed at home and were available for shopping. Largely agree. Some progress in opening hours but not nearly enough. Quote Link to comment Share on other sites More sharing options...
Tommy Posted February 15, 2020 Report Share Posted February 15, 2020 When I was living in Renfrew, there were 5 banks in the town. I had accounts in 3 of them, RBS, Clydesdale and Santander. Other 2 were the BOS and TSB. Guess what 3 have been closed ? Quote Link to comment Share on other sites More sharing options...
Cornwall_Saint Posted February 15, 2020 Report Share Posted February 15, 2020 Bodmin used to have 5 banks but we are down to 2 now. HSBC, Barclays and NatWest all shut within a couple of years of each other. The problem this causes in Cornwall is that it takes bloody ages to get anywhere else, so people are having to travel for a lengthy time just to visit their bank. I know it’s all about the internet these days, but you canny deposit cash through your f**king phone. Quote Link to comment Share on other sites More sharing options...
Tommy Posted February 15, 2020 Report Share Posted February 15, 2020 Please don’t move to Paisley! You should have said that 16 months ago [emoji23] Quote Link to comment Share on other sites More sharing options...
whydowebother Posted February 15, 2020 Report Share Posted February 15, 2020 It shouldn't be a surprise. The banks open after everyone has gone to work and then close before everyone gets home. Retail is the same in most towns and cities. You couldn't design a more stupid business model. Both types of business are stuck in the 1950s when women largely stayed at home and were available for shopping.THIS ^^ Quote Link to comment Share on other sites More sharing options...
oaksoft Posted February 15, 2020 Report Share Posted February 15, 2020 5 hours ago, Cornwall_Saint said: Bodmin used to have 5 banks but we are down to 2 now. HSBC, Barclays and NatWest all shut within a couple of years of each other. The problem this causes in Cornwall is that it takes bloody ages to get anywhere else, so people are having to travel for a lengthy time just to visit their bank. I know it’s all about the internet these days, but you canny deposit cash through your f**king phone. Talking of depositting cash, my bank has just decided to only allow full bags of cash to be deposited. So if we try to pay in for example £37 in £1 coins they will only accept the full £20 bag. Hugely helpful as you can imagine. I asked the bank manager why they were doing this and he said "all the other banks are doing this". Given that I'm not banking with them, I have no idea why that's relevant. He actually walked off when I asked him that. Fortunately my wife is made of tougher stuff. She goes in when it's quiet and when they challenge her she says "Sorry but this is what my boss gave me." and they process the cash for her. I think they are running the branches down in prep for closure. There is no other reason for this behaviour. Quote Link to comment Share on other sites More sharing options...
Cornwall_Saint Posted February 15, 2020 Report Share Posted February 15, 2020 26 minutes ago, Yflab said: £37 You need a better paper round! Btw how can it be “my bank” in your first sentence and then a few sentences later you are not banking with them. He left them as his anger swelled while while he was typing this out. Quote Link to comment Share on other sites More sharing options...
Cornwall_Saint Posted February 15, 2020 Report Share Posted February 15, 2020 1 hour ago, oaksoft said: Talking of depositting cash, my bank has just decided to only allow full bags of cash to be deposited. So if we try to pay in for example £37 in £1 coins they will only accept the full £20 bag. Hugely helpful as you can imagine. I asked the bank manager why they were doing this and he said "all the other banks are doing this". Given that I'm not banking with them, I have no idea why that's relevant. He actually walked off when I asked him that. Fortunately my wife is made of tougher stuff. She goes in when it's quiet and when they challenge her she says "Sorry but this is what my boss gave me." and they process the cash for her. I think they are running the branches down in prep for closure. There is no other reason for this behaviour. It is both petty and ridiculous. £37 is £37 whatever form it takes. Good on your wife for challenging them on this. As you say in your final paragraph, they are heading towards this. But does this mean we enter a cashless society, or a society where you have to travel 50 miles just to deposit some bloody cash? Quote Link to comment Share on other sites More sharing options...
St.Ricky Posted February 15, 2020 Report Share Posted February 15, 2020 29 minutes ago, Yflab said: £37 You need a better paper round! Btw how can it be “my bank” in your first sentence and then a few sentences later you are not banking with them. Banks have traditionally charged businesses for handling cash. I'm a little surprised that Oaks is dealing in cash, especially coins. What happened to paperless etc? Quote Link to comment Share on other sites More sharing options...
antrin Posted February 15, 2020 Report Share Posted February 15, 2020 (edited) Haven’t used “my” Bank of Scotland for a at least 40 years. granted, I have no need of cash deposits. have “always” been online all that time. can’t comprehend why other than cashpoints, banks as a physical entity still exist! (a pal managed a bank in Bloomsbury, then quit when they wanted him to be an Extortionist.. ) Edited February 15, 2020 by antrin Quote Link to comment Share on other sites More sharing options...
oaksoft Posted February 16, 2020 Report Share Posted February 16, 2020 4 hours ago, Yflab said: £37 You need a better paper round! Btw how can it be “my bank” in your first sentence and then a few sentences later you are not banking with them. I think you have misunderstood. £37 was an example. I don't bank with the other banks so him bringing them up was irrelevant. Quote Link to comment Share on other sites More sharing options...
St.Ricky Posted February 16, 2020 Report Share Posted February 16, 2020 6 hours ago, oaksoft said: I think you have misunderstood. £37 was an example. I don't bank with the other banks so him bringing them up was irrelevant. It is normal for banks to charge for accepting cash deposits from client businesses. Since you are not a customer they might understandably, say no thanks. Quote Link to comment Share on other sites More sharing options...
oaksoft Posted February 16, 2020 Report Share Posted February 16, 2020 4 hours ago, St.Ricky said: It is normal for banks to charge for accepting cash deposits from client businesses. Since you are not a customer they might understandably, say no thanks. FFS. Quote Link to comment Share on other sites More sharing options...
oaksoft Posted February 16, 2020 Report Share Posted February 16, 2020 1 hour ago, cockles1987 said: Poor oaky has a reply that makes this post sound sensible and I've contributed nothing to the debate. I just give up. Quote Link to comment Share on other sites More sharing options...
oaksoft Posted February 16, 2020 Report Share Posted February 16, 2020 (edited) 14 hours ago, St.Ricky said: I'm a little surprised that Oaks is dealing in cash, especially coins. What happened to paperless etc? What an absolutely brainless post. Did this sound clever in your head? Edited February 16, 2020 by oaksoft Quote Link to comment Share on other sites More sharing options...
St.Ricky Posted February 16, 2020 Report Share Posted February 16, 2020 (edited) 28 minutes ago, oaksoft said: What an absolutely brainless post. Did this sound clever in your head? It happens to be true Oaky. Good luck to you.. You are getting a service that's normally charged for, for free. Don't know what business you are in.. A corner shop? Cash transactions are decreasing but you know that. Edited February 16, 2020 by St.Ricky Quote Link to comment Share on other sites More sharing options...
oaksoft Posted February 16, 2020 Report Share Posted February 16, 2020 35 minutes ago, St.Ricky said: It happens to be true Oaky. Good luck to you.. You are getting a service that's normally charged for, for free. Don't know what business you are in.. A corner shop? Cash transactions are decreasing but you know that. That's as much as you should have posted. Quote Link to comment Share on other sites More sharing options...
St.Ricky Posted February 16, 2020 Report Share Posted February 16, 2020 1 minute ago, oaksoft said: That's as much as you should have posted. You protesteth too much. You know that you are at it with the bank. Fly man? Quote Link to comment Share on other sites More sharing options...
oaksoft Posted February 16, 2020 Report Share Posted February 16, 2020 1 minute ago, St.Ricky said: You protesteth too much. You know that you are at it with the bank. Fly man? I think it would be for the best all round if you just stopped responding to my posts. Quote Link to comment Share on other sites More sharing options...
St.Ricky Posted February 16, 2020 Report Share Posted February 16, 2020 (edited) 23 minutes ago, oaksoft said: I think it would be for the best all round if you just stopped responding to my posts. Oh dear.... Your own words. Your wife gets away with it. Not mine. It seems that the famous words from a film fits you. "You can't handle the truth". As usual you think it's OK to have a go at others but cry foul anytime you are challenged. Fly man might well be an apt description. But as I said.. Good for you if you can get away with it. Edited February 16, 2020 by St.Ricky Quote Link to comment Share on other sites More sharing options...
oaksoft Posted February 16, 2020 Report Share Posted February 16, 2020 5 minutes ago, Slartibartfast said: FIFY TBH I've got no problem with anyone on here but I am regrettably starting to make use of the ignore function. Quote Link to comment Share on other sites More sharing options...
St.Ricky Posted February 16, 2020 Report Share Posted February 16, 2020 1 minute ago, Slartibartfast said: 19 minutes ago, St.Ricky said: Oh dear.... Your own words. Your wife gets away with it. Not mine. Fly man might well be an apt description. But as I said.. Good for you if you can get away with it. You really haven't understood what he posted and you're just digging a bigger hole for yourself. I advise you to go back and read what he actually said. Or don't, your choice. Oh I got it Slarti. His business deals in loose change. He gets asked to pay when he seeks to have it deposited or exchanged at a bank branch, a bank he isn't a client off. His wife, he says, doesn't so she goes in. Fly man. Quote Link to comment Share on other sites More sharing options...
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