Lord Pityme
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Posts posted by Lord Pityme
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I agree.
Here's a nice wee precis from a poster on TSFM
They're still spending over £1m a month than is coming in.
I wonder how shull might address such a conundrum...?
Thats when in your taxi ride you notice there seems to be several watermill hotels in paisley, all on different sides of a junction..!
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When the old RR needs a little TLC I tend to deploy this strategy to ensure I get the best deal from the best people.
- take your car to a recommended repairer as listed above
- get them to identify the problem and to call you with a price before any work is undertaken
- ask them to break the price down by telling you what parts are required, and what the cost of those parts will be
- they will also give you their estimated labour price and the VAT @20%
- then tell them you need a wee minute to think about it and you'll call back ASAP
- then go to this website www.onlineautomotive.co.uk
- type in your registration, and tell them what part/s you need (they match your VIN to the right part)
- you'll get a very good price, compare this to what your repairer quoted
- if there's a big difference call your repairer back and tell them you can get the part for £££ less so can they check their suppliers for a better deal
- if they can't get near the price you got from www.onlineautomotive.co.uk ask your repairer if you order the part and send it to them, will they fit it and charge labour etc as quoted
- if yes, order away, make delivery address your repairer and billing address your own... saving ££££
- if your repairer won't do the job with the much cheaper parts you've sourced... maybe you should try a different repairer???
The thing about independent garages is they tend to tie themselves for the right reasons(credit line) to one or two parts suppliers, who take advantage of the fact the garage is getting parts on account and artificially inflate the price to the garage as some kind of extra bunce to themselves.
You need to get the exact part names from your repairer, get him to email if possible. you can call www.onlineautomotive.co.uk and they'll help you get the right part. you can even email your repairer what you are buying before you purchase so they can give you the nod it's the right part/s.
Any good gararge will be happy to do this, and may start sourcing their parts from this supplier themselves!
I just reduced a repair bill for a fuel pump replacement from the £480 (incl Vat and labour) to £180 by using this strategy, and you don't need to know SFA about cars to be able to do it.
that said if your repairer is more or less the same price as sourcing in this way then use them, treasure them and recommend them!
If not..?
Lord P invests the power in you to go save a bundle!
N.B. the above strategy is for cars out of warranty, where you don't mind the part being a non original (i.e. not from ford,vw, vauxhall etc0
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35 yrs give or take.Danny Lennon is the worst manager in our history.I just hope the board will never again consider a homeless wino for the managers job
So you were that 'Homeless Wino' that lost out to Danny for the managers job?
You know i can't help feeling you may have transposed your character assessment there and perhaps uncounciously created a 'double dipper' slanderous insult.... what if it was re-arranged to 'Winless Ho..?'
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Oh! Mister Gilmour, what shall I do?
Harkins was meant to play mid-field
And now he's not that far from Crewe,
Send Bo back to Frenchieland as quickly as you can,
Oh! Mister Gilmour, what a pissed off saint I am!
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I don't wear Y-fronts!
sexy boy!
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Dear Stuart
In case you don,t know a proportion of the support are regular..... Knicker wetters , given to airing their soggy Y-fronts on this forum. If you should receive ANY letters, especially those feckin open ones that go on and on about stating the bleeding obvious. Please feel free to giving the letter a wide berth....
or better still bring the writer in to explain in detail how they will improve the team,s performance and results. that should be good for a Rory McGrath.
Yours Lord P
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Seems nothing new overnight. I'm a fanatic for the Aircraft Disasters programme which I imagine most of us have seen. It's fascinating to see how they reach their conclusions when at times it seems hopeless. I just hope the facts are established here. Hypoxia has to be a possibility. The reported fall and then increase in altitude with possibly a few variations on direction could be hypoxia making highly intelligent aircrew make strange, illogical decisions. That is of course if those rumours were true. A sudden total loss of pressurisation is absolutely fatal unless by some miracle a pilot can get a mask on virtually within a second or two. If the aircraft was on automatic pilot it would fly straight on its course. So it's still a mystery. I think you're right, we might never know.
experts say the Hypoxia angle is being discarded in favour of more likely explanation for the variations and erratic flying.... Peroni-oxia. Or perhaps given the region where the incident took place Singha-oxia, but experts have been keen to not rule out Tiger Beer-oxia too!
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Oh FFS. Sometimes people are too thick for the air they breathe.
For the fourth time - to do what you are suggesting all "rich" people will do they would have to draw down the majority of their pension pot. This draw down is immediately applicable for tax as earned income in the tax year in which you make the withdrawal. This would mean to get into these "tax free" schemes you would have to pay 40% - 45% income tax on your funds. Can you see the flaw in the rubbish you keep posting? I'm sure everyone else can....
They see the flaw in yet another "Tory Pension Meltdown" thats already wiped millions off a whole host of companies stock.... and it hasn't even started yet!
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As posted on the Swiss thread:
http://companycheck.co.uk/director/910095934
Four companies listed. Three dissolved, and one in liquidation.
Is this guy a relation of Craig Whyte by any chance?
Why has this classic from one of our own suddenly taken on a whole new significance..?
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the community empowerment bill (scotland) is currently at the review stage and is due to be proposed in parliment later this year
below is the submission from the green party (who got the asset of community value bill passed in england) and seemingly its also getting support from this from supporters direct
i'll add more as i get more info
Might come too late to save us now...
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Sure it would have been great if the Fans had been organised years earlier so that they had a lump sum of cash for the CVA. (FoH actually does now have about 800K banked) but that was not the case, someone needs to front fund it, just like at the Pars and Pompey.
Key thing is always for the Fans to be ready for whatever happens next, but it is seldom if ever the case
I tell you what though....
If the purported 75+1% buyer takes control....
Makes a few changes to things like say.... the company providing Security/Stewarding
When they tell anyone to sit down, those arses will hit the seats in double quick time
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as part of the CVA there will be a contract between Bidco e.g AB and Fanco eg FoH. It is not her choice to decide if she hands it over or not if any FoH money is used.
If the FoH members dont like the deal they dont need to stay as members, uses exactly the same system as 10000hours did
so has to be run in consultation with those that are as you say funding the Club through its CVA processThe FoH members when they dug deep to commit to the club in every way they could did not know (or majority aware) that their subs would be used, not to buy the club.... but to pay to run it on Ann's behalf.... for at least five years, or whenever she feels like reliquishing....
She is prepared to pay her £2.5m fair do's.... but thats one hell of a risk free gig to get where you come out of of it so well whatever the outcome.
And as you say they (FOH members) are at liberty to pull their subs as and when. If their rvival doesn't go as hoped quite a few could do just that (football fans are fickle like that) then Ann will be their for the duration using FoH money (albeit reducing) to run the club.
FOMA.... Fan Ownership My Arse!
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Rubbish. You haven't read the pension policy at all have you? Even Labour Party Members are admitting that this will infact raise more tax revenue and not take it away.
The reason is simple - currently you get to draw down 25% of your pension fund as a tax free lump sum and the rest pays an annuity, typically providing a fairly low income. In future you will be able to draw down as much of your pension fund as you would like. if you opt to take the full pot then you are going to have an earned income tax liability for the year of your retirement which would put most people into the 40% tax band, then tax revenues would be further bolstered either by the pensioner spending the money on Lamborghini as has been farcically suggested - through VAT, Car Tax etc - or on things like Stamp Duty and Capital Gains Tax if the pensioner chooses to take his money and invest in a second property. If the pensioner then rents out that property then his income from that would also be taxable.
The only way a pensioner could avoid tax is to leave their money in their pension fund drawing down less than their personal allowance as an income for the rest of their lives.
Sigh... you don't get it!
Relatively well off pensioners suddenly being given access to their accrued pot will in the main seek to re-invest that where they can get good interest and avoid paying tax if at all possible...
This is fact, this is what happened in the 80's when the Tories f**ked around with pensions, this is why for reasons known best to the Tory party you, I and every tax payer are paying compo to people who got greedy and lost their pots in schemes purporting to give better interest whilst paying less tax....
Ask the Tories why they felt the need to campaign for people to be compensated for their own greed.
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Remember the fun we and all other scottish football fans had when the Easdales "Double Decker" stormed castle GreySkull..?
Well apart from the Vat case several years ago they look squeaky clean compared to...
We are going to be the new laughing stock...
Still I bet that LAUNDRY is going to see a significant cash flow
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Budge at Hearts gets to run the club for a minimum of five years for £2.5m... and she can decide if she ever wants to hand it to FoH
The 8000 or so fans signed up to pay direct debits in each month will probably put treble that in over five years and own nothing..! and still be buying ST;s Tickets and merchandise....
Who gets the best deal here..?
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I'd take everything in the Daily Record with a pinch of salt. The BOD aren't daft.
Neither it would seem are Police Scotland or the SIA... looks like they both did their due dilligence
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The speculation that it would cost the UK a small fortune is based on the premise that having saved all their working lives in order to provide for themselves in their retirement, that now every single pensioner will take the opportunity to draw all of that money on the day of their retirement and piss it away on some worthless piece of tat and then have to scrape by on welfare for the rest of their days.
The reality is that we will see increased tax revenue as a result of this measure. Prior to yesterday everyone who has saved funds in a private pension scheme was entitled to take up to 25% of the entire fund as a tax free lump sum. The remainder of the money had to be used to purchase an annuity - basically a bet on their life - which would then provide them and their kin with an income depending on which options they chose at the point of taking out the annuity. What has changed is that now everyone can take up to 100% of their pension pot as a lump sum, 25% of which is tax free, the remaining 75% would be taxable as earned income for that year therefore boosting the inland revenue tax take; or you can simply leave your entire pension fund invested in the existing fund and draw down income from the fund as you require it. Giving everyone the choice has to be a really good thing - sadly the dafties that comment on these things appear to think that every pensioner is a f**king lunatic dying to spend all their life savings on some age crisis blow out.
I still think it's an absolute master stroke, and it's something that makes investing in pensions far more attractive than it is currently.
I do agree with your last line though. I think that after a crash one of the inevitable things is that there will be a recovery. What we have to hope for is that whoever is pulling the economic levers makes the recovery as sustainable as possible, manages our debt levels and makes sure that the economy doesn't overheat so that the next inevitable crash isn't anywhere near as bad as the last one. I think the Conservatives and the Lib Dems have proven throughout this term in office that they are certainly competent at running the economy in the same way that Labour and the SNP have proven they aren't.
the reality admitted to even by Tories is we will see a greatly reduced tax revenue as freeing up/choices as to "Where do i put this big pot of wonga" will inevatbly lead to a plethora of new tax avoidance schemes being set-up... and a whole raft of piss poor advice and dodgy investment schemes that will crash and lose all their investors life-earned dough...
The Tories threw something, anything out to win enough votes to get them in power in their own right. this scheme has already cost the country millions through stock dropping through the floor, and will continue to cost the country as the tax revenue dries up, the avoidance kicks in, and the greedy investors come back cap in hand to the state for compo....
We are still paying out compensation to greedy bastards that bought into schemes too good to be true (they were) thought up and launched by the last Tory government.
i dn't think anyone believes that there will be a great mass of pensioners queuing up in William Hill to feed the fruit machine with their pension pots... but their will be a whole host of sharks circling to yet again fleece those greedy enough to try and avoid tax... it is after all human nature. Just ask big Thommo..!
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Is this the type of safe hands the board are talking about to run a community club ? Don't.like making judgment on someone I don't know but to be associated with such a gangster should have alarm bells ringing
I think they've got a can of foam to take care of that?
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Not great that a quick google on Jim Methven brings up an article like this;
http://www.dailyrecord.co.uk/news/scottish-news/exclusive-police-fury-as-drive-against-1051155
Shit, shite and sugar.... Ffs has anyone on the consortium done anything resembling due dilligence?
That said it should make setting up a ST trust fund a lot easier than a CiC..!
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Simple questions we should all be asking of Mr Methven if..? the story reported is true...
How are you funding this 75% stakeholding?
Does it involve any borrowing against the club?
If so are any of the clubs assets held in security against this borrowing?
And given you aren't as far as we know a St Mirren fan, why us, why now?
And ask the same of the Swiss consortium if they get pole position....
And to perhaps head off a few voices of criticism i.e. "If Mr Methven is going to buy 75% of the club he should be able to do what he likes"
I would answer no..! he will like any owner rely on the revenue streams the club generates to run the club... i.e. ST's Tickets merchandise etc, etc...
We control the revenue streams, we need to be convinced of your intentions to allow you (Mr Buyer) access to those streams.
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That,ll set a few off to this little ditty.Danny is going nowhere. I have literally just been informed by a colleague who knows Brian Jackson, who in turn knows several business contacts of SG (keep up) that DL is set to sign a new 1 year rolling deal w.e.f 1 June, regardless of next season. Some good news there for all of you who want him to stay come hell or high water.
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Same old Tories setting up a 'Pensions Blackhole' to trump the massive 'Pensions Blackhole' and mis-selling they engineered in the 80's....
And the greedy money grabbers will think these reputable brokers and firms will multiply the pensions they cash in instead of taking annuties ten-fold... only to have some feckin useless Tory MP's demanding they be compensated in 20 years time for their own out and out greed that's left them with out a pot to piss in.
AGAIN!!!
Aye George feckin brilliant idea
"No wonder THEY play Bingo if they have to drink this stuff, where's the charlie and champers at old boy" -
I honestly think some of our "supporters" would rather be relegated with Lennon in charge than have a new guy come in and keep us up, just because that would prove their "nobody can do better than Danny" mantra wrong.
Pathetic attitude to be honest, and not one true supporters would have.
and they say elvis, Lovestreet, bud, sid etc etc are deid?
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The dark clouds once again circle Gorgie Road as it appears in reality they are no closer to securing a CVA than they were this time last year.
No dark forces at work it would seem, just the slow, plodding place of the whole Liquidation process of Mad Vlad's disfunctional empire..
Bryan Jackson and BDO however have form in promising delivery of timescales and process to fans, which in reality they have no control and little influence over.
Dunfermline, Portsmouth etc, etc all went on much longer with various deviations from the process BDO assured fans everyone was bought into.
I wonder if Ann Budge will pull her offer if Hearts are still in admin, looking at liquidation come the season end??? For a start if they 'Default' into liquidation the Lithuanian creditors can throw their collective hands up and say:
'oh dear how did it come to this, we were working with BDO but now it looks like we will have to sell the assets and make at least double what that auld cow was prepared to pony up.... ah well'
Without an admin deal on the table it remains doubtful that they would start to sell ST's and indeed who would buy them if the money was simply going to pay BDO and trickle through to Lithuania..?
I suspect the sheer breadth and depth of the practice and process involved to unravel Vlad's empire may just make the hearts sink?
Open Letter To Mr. Stuart Gilmour
in General St. Mirren Discussion
Posted
If you are worried SGG et al are perhaps looking to make a hefty profit from the sale having already recouped their intial investment previously...?
Go ask him..! He'll be only too happy to set you straight regarding where the monies from the ground sale went and who/what benefited from that.
deal in facts... not speculation.