The skill requirements I would suggest are there for guideline purposes only. If SMISA & GLS started cherry picking who THEY wanted and not who had the most votes, then it would be a long time before the loan was paid back as I'm sure most people wouldn't pay their money every month to a dictatorship. I'm pretty sure the person with the most votes will be elected as the SMISA Board Member. I for one hope it's David Nicol.