The point I answered was the plan only required 1/3rd of those who eventually signed up for Direct Debits. If what you are saying is only big clubs can do this, then what about Motherwell?
It surely depends on how much you owe, the terms of the deal and the amount the fans or others pay in. The numbers of members is only one part of that equation. My recollection is that there was enough support to offer £1.5million. A genuine offer which met their amended price but they turned it down. Makes no sense at all, and as it is now developing, wholly counter productive.