Gilmour have the neck to question SMISA having no experience is taking his ego trip to new levels.  The highlighted part is typical scaremongering tactics by Gilmour and his small, but shouty, gang. The club has reserves and if we drop in league position, or a league, adjustments would be made.  Anyone questing our current board, or SMISA, when we've increased income considerably over the last few years to a level the previous "bowling club mentality" board had no aspirations to reach really needs to take their head out of the sand.  Oh, here we are again, you asking questions and seemingly incapable of coming to any conclusion all by yourself. 😂😂😂

Fair enough. What's your opinion regarding the point that Mr Gilmour is making? 'I should highlight there are many good things about the Build the Buds, however the capping of the Reserve Fund at ONLY £500,000 is something I must speak out about. This was a figure voted on, by no doubt well-meaning individuals, most of whom have absolutely no experience of downsizing either a company or indeed a football club with a £5 million plus turnover. This figure represents a mere 10 per cent of St Mirren Football Club’s annual turnover and does not even match ONE MONTH of our current outgoings. The Club could, and in all probability will, face difficult decisions in future should our fortunes fade, and history bears out that they will. Dealing with this is a very difficult and costly operation to carry out. Employees do not just walk away; you cannot get out of contracts. You should be aware that another club of similar size, Motherwell FC have a fund of £1 million, by coincidence exactly the figure I believe should be our minimum at this point. And one that should be subject to review in five years.'

I don't recall suggesting anything even close.  Maybe you've misunderstood the post below?