Rascal

This puts things in perspective. I was there today. For 60 minutes or so we seemed to have more of the ball but insisted on either passing sideways or back together with long punts up front. Montrose looked to defend and did so well throughout. Created at most 3 opportunities and took 1. After lineup changes we took a grip of the game and could / should have scored a couple. We didn’t do a poor performance became a very bad day for the players and fans. That’s football. Thanks again to stewards , other away fans and home fans for a good day out.

(Anyone know why the closed doors game via Dundee United was cancelled?)

The Forum is what we make it. Some add to it and some detract from it. Self delusion can be a dreadful affliction Bring on the Football

Lunch sorted! Stop off in Dundee on the way up and gather the clan before travelling on. COYS

Any kind of appearance!

Goal scorers are hard to find. Also needs good service to create the chances.

A big lad. No doubt about that. Would take some shifting if he makes his mind up to go for a high ball.

Got our tickets for Montrose. Now looking for a place to have lunch on the way up. COYS

Spot on. Main’s work rate and physicality won’t easily replaced. Having said that, I would be delighted to be proved wrong

I tend to agree. Also-IMO the man of the match was undoubtedly the Morton keeper. Kept them in the match with at least 3 excellent saves. He deserved the round of applause when he was substituted late in the match. If Ihave a comment it would be that we moved the ball too often with sideways passes. Particularly in the second half.

Got the tickets. Always enjoy a trip to Morton. COYS

Welcome to Saints. Looks like we might have you here for a season if you do well.

Thanks. I noticed Antrin. Strange! Have emailed both clubs but so far no response. Thought it might just be my inability to find the link.

Lightning quick and looked interested

Are tickets for the Montrose match on sale yet?

Finished up with a pretty big turnout of Saints Fahs SantaP

Might well be Warrior if we hoped to bring in some money by selling him.

A welcome reminder. I hope things work out for the young man. Nothing wrong with political debate. Happy to throw my bit in on the politics thread from time to time.

Tickets bought! COYS

Bobby? More seriously. Good luck to the young lad. Personally, I thought he could do a job for us. However , as others have pointed out, we seemed to do well without him this season and now we have some cash.

Welcome Zach

And the manager stands or falls on his judgement.

Thanks Elvis

R.I.P.

I worked in the mortgage and financial sector from 1966 to 1992. During this time the government actively encouraged home ownership including (as mentioned before) tax relief on mortgage interest and life insurance policies plus no capital gains on the sale of your main property. Lenders advanced a basic level without guarantee that might be around 80% or so of value or price, whichever was the lower. Wage multiples were 2 to 2.5 times the males earnings. In the early 70s a major change took place when joint incomes started to be taken into account….that meant the the woman’s wage helped to extend the amount that could be borrowed. Thatcher encouraged the sale of council houses at highly discounted prices and together with lenders ensured that guarantees were in place. 100% loans became almost commonplace. Banks and building societies couldn’t raise enough funds to satisfy demand. Lenders had mortgage quotas. I know , I ran 10 branches each of which had their own allocated amounts. Lenders pressed the government to deregulate and allow them to access on personal savings to increase the supply of monies to facilitate growth. Lenders extended multiples to 4 or 5 times earnings. Some offered 120% mortgages . All of which was based on the premise that whatever the interest rate, property values were growing faster making it a net gain on an annual basis. They did and laid the foundation of the future financial catastrophe. Meanwhile government decided to withdraw the tax relief on mortgage interest and life insurance. They haven’t taken away the exemption from capital gains tax yet! Anyone with an elderly relative who needs to go into care will recognise that their home is very often taken into account when assessing payment. Sorry guys. Various governments hands are all over the policies which led us to this point. IMO. However, I agree that people seem to expect more, sooner and without fully understanding the impact if things go wrong as they often will.